:root{--ink:#14213d;--mut:#5c677d;--acc:#e76f2b;--bg:#f7f5f2;--line:#e4e0da}*{box-sizing:border-box}body{margin:0;font:16px/1.6 system-ui,-apple-system,Segoe UI,Arial,sans-serif;color:var(--ink);background:#fff}
.wrap{max-width:1040px;margin:0 auto;padding:0 20px}.skip{position:absolute;left:-999px}.skip:focus{left:8px;top:8px;background:#fff;padding:6px}
.top{border-bottom:1px solid var(--line)}.row{display:flex;justify-content:space-between;align-items:center;min-height:64px;gap:16px;flex-wrap:wrap}.logo{font-weight:800;color:var(--ink);text-decoration:none;letter-spacing:-.01em}
nav a{color:var(--mut);text-decoration:none;margin-left:18px;font-size:15px}nav a:hover{color:var(--ink)}
.hero{background:var(--bg);padding:72px 0 64px}.kicker{color:var(--acc);font-weight:700;font-size:14px;letter-spacing:.04em;text-transform:uppercase;margin:0 0 10px}
h1{font-size:clamp(30px,5vw,48px);line-height:1.1;letter-spacing:-.02em;max-width:760px;margin:0 0 16px}.lede{color:var(--mut);max-width:620px;font-size:18px}
.btn{display:inline-block;background:var(--acc);color:#fff;font-weight:700;padding:12px 22px;border-radius:8px;text-decoration:none;margin-top:8px}
.block{padding:56px 20px}h2{font-size:28px;letter-spacing:-.01em;margin:0 0 20px}.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
article{border:1px solid var(--line);border-radius:10px;padding:20px}h3{margin:0 0 6px;font-size:18px}article p{margin:0;color:var(--mut)}
.band{background:var(--bg)}table{width:100%;max-width:620px;border-collapse:collapse;background:#fff;border-radius:10px;overflow:hidden}caption{text-align:left;color:var(--mut);font-size:14px;padding-bottom:10px}
th,td{text-align:left;padding:12px 16px;border-bottom:1px solid var(--line)}td+td,th+th{text-align:right;font-weight:700}
.two{display:grid;grid-template-columns:1.1fr 1fr;gap:40px}.steps{margin:0;padding-left:20px}.steps li{margin:6px 0}
details{border-bottom:1px solid var(--line);padding:12px 0}summary{cursor:pointer;font-weight:600}details p{color:var(--mut);margin:8px 0 0}
.foot{border-top:1px solid var(--line);padding:24px 0;color:var(--mut);font-size:14px}
@media(max-width:760px){.grid3,.two{grid-template-columns:1fr}nav a{margin:0 14px 0 0}.hero{padding:48px 0}}